When is the last time you checked or updated your automobile insurance coverage? There are different coverages listed in automobile insurance policies and many people do not understand what coverage is available to them when an accident occurs. Better known as med-pay, medical payments coverage is no-fault coverage which means it pays regardless of who is at fault. If you are someone who does not currently have a health insurance policy, medical payments coverage can be very

I am not sure how “full coverage” made its way into common discussions about automobile insurance. I have been told by friends who sell car insurance that they avoid using the term at all costs so that there is no misunderstanding. In the law, the term has no significance at all. Regardless, I hear clients often describe their automobile insurance policies as providing “full coverage.” It rarely happens that the insurance coverage these clients actually possess is the ful