I think personal injury lawyers are partly to blame for a misconception that is common among injured clients with little experience in the legal system. Commercials featuring car accident victims with hundred dollar bills floating from the sky lead many to the mistaken belief that their misfortune of being involved in a car wreck will result in a financial windfall. I can also understand why a client could be lured into this way of thinking. The client’s health insurance ha

When is the last time you checked or updated your automobile insurance coverage? There are different coverages listed in automobile insurance policies and many people do not understand what coverage is available to them when an accident occurs. Better known as med-pay, medical payments coverage is no-fault coverage which means it pays regardless of who is at fault. If you are someone who does not currently have a health insurance policy, medical payments coverage can be very

You’ve been in the frightening experience of a car wreck. You’ve may have been taken to the hospital. You cannot drive your car because of the damage. All you want is to get your life back to the way it was before the accident as soon as humanly possible. Within twenty-four hours, your cell phone rings, and the caller ID shows a strange number. You listen to the voicemail to find out that it’s the adjuster other driver’s insurance company, trying to “make things right.”

I am not sure how “full coverage” made its way into common discussions about automobile insurance. I have been told by friends who sell car insurance that they avoid using the term at all costs so that there is no misunderstanding. In the law, the term has no significance at all. Regardless, I hear clients often describe their automobile insurance policies as providing “full coverage.” It rarely happens that the insurance coverage these clients actually possess is the ful